![]() With a standard home-based business endorsement, it’s possible to double your standard policy limits for business property from $2,500 to $5,000 for less than $20 annually, according to the Insurance Information Institute. Home insurance companies typically offer endorsements that you can add to a homeowners policy to get more business coverage. Add an Endorsement to Your Homeowners Insurance Policy But larger businesses or professions that need specialized coverage may need a stand-alone business insurance policy. While you may assume insurance isn’t necessary for your particular business, here are a few examples of businesses that may need home-based business insurance.Īn endorsement to your home insurance policy will add extra coverage for a small operation out of a home. Types of Home-Based Businesses That May Need Insurance State Farm, for example, offers both types. You can get better home-based business insurance from either an endorsement to your homeowners insurance policy or as a separate business insurance policy. So if you’re using an expensive video camera away from home, coverage is limited. Standard home insurance has a $500 limit on business property that’s away from the residence premises.A home insurance policy usually excludes coverage for “other structures” that are used for business purposes, such as a detached garage where you run the business. ![]() For example, if you’re selling clothes in a home-based business and your inventory is destroyed in a fire, you may not have enough coverage under your home insurance policy. So if you lose more than that in a house fire, for example, your reimbursement is limited to $2,500. A standard home insurance policy covers only up to $2,500 of business property.While some entrepreneurs rely on their homeowners insurance policies, these policies may not be sufficient at all: Choose a matte or glossy finish, premium or ultra-premium paper stock, and even add a custom design to the back of your cards.When you run a company out of your residence or on the property, home-based business insurance can pay out for property damage, injuries related to the business (like a client who takes a fall in your office), employee injuries and lawsuits. Once you love your new design, purchase the files to get unlimited access to print as many cards as you need. It's easy to add your new logo to any of our free business card designs. ![]() ![]() Our award-winning designers have created 1,000s of logo templates in popular industries. Best part about it, I had accidentally submitted my request without proof reading my card carefully enough I called their customer service hotline, left a message, and received a call-back immediately! The customer rep was friendly and helpful, and made sure that my cards were corrected! Super awesome! I would recommend this service to anybody!" - Kurt Wuerfele Customize Your Free Business Card DesignĬustomize your free business card design with a custom logo, at no additional cost. "FreeLogoServices was a great find! They had great looking logos, and simple interface to use, and good-quality cards for the money. What Our Customers Say About Our Business Cards It is truly free to design your business cards at. Personalize your business card - add text, change fonts and the layout, and even add images and a logo. Our unique design process saves you time and money. You can customize one of our many free business card designs to feature your logo. Build Your Brand With Professional Business CardsĪlways be ready to meet potential customers with your own business cards.
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